Here is all you need to know about getting started with your new Preferred Rewards Gold Card. You'll find helpful advice about online Card activation, managing your Account online and shopping confidently with your Card.
How to Activate your Card and register for Online Services
If you haven’t done so already, you can activate your Card and register for Online Services at the same time. Follow just a few steps to activate your Card and you’ll be able to start using it in no time.
Registering for Online Services will enable you to manage your Account online. It’s easy, quick and secure. You will be able to:
You can also activate your Card and manage your Account from anywhere at any time by simply downloading the Amex App
Cardmember password
When you activate your Card, we’ll ask you to create your Cardmember password, which you may need to quote when calling us about Account sensitive information.
Your PIN - how to use and protect it
If you didn’t select your own PIN during the application process, you’ll receive a letter by post enclosing an auto generated PIN. For security reasons, this will be sent separately from your Welcome Pack and should arrive within 10 business days from approval.
Please remember your PIN and the following information:
View your PIN online
Forgotten your PIN? You can remind yourself of the PIN you selected during the application process or view your autogenerated PIN by logging in to your Online Services Account, clicking ‘Account Management’, 'Card Management' and ‘View PIN’ or by visiting americanexpress.co.uk/PIN
Changing your PIN
You can also change your PIN to something more memorable or unlock it should you need to via your Online Services Account. Alternatively, you can do so at any of the UK LINK cash machines.
Managing your PIN online
When managing your PIN online you will be requested to enter both the 4-digit Card Identification (CID) number located just above the Account number on the front of your Card and your Customer Password, which is the 4-digit password used when calling Customer Services. You have the opportunity to set up your Customer Password when activating your Card online. If you haven’t already registered for Online Services, you can do so here.
Managing your Account
Replace your lost, stolen or damaged Card
If your Card is lost, stolen, damaged or not received you can order a replacement Card for yourself or your additional Cardmembers on your Account quickly and securely using your Online Services Account. If your Card is lost, stolen or not received we will cancel your Card immediately and send a replacement Card to you. If your Card is in your possession and is damaged you can continue using your Card until your replacement arrives. If you have your Card with you but, do not have an Account, you can set up an Online Account in just a few steps. If you do not have an Online Account to report and replace your Card, please contact us immediately.
Who benefits?
The Main and Supplementary Cardmember(s).
Why not share the benefits of your Preferred Rewards Gold Card by applying for Supplementary Cards 11 for your family or others close to you? They’ll earn Membership Rewards points 1 at the same great rates that you do, which will be applied to your Account. What’s more, the first supplementary Card you add to your Account comes at no extra cost 11 .
Why not share the benefits of your Preferred Rewards Gold Card by applying for Supplementary Cards 11 for your family or others close to you? They’ll earn Membership Rewards points 1 at the same great rates that you do, which will be applied to your Account. What’s more, the first supplementary Card you add to your Account comes at no extra cost 11 .From balance updates to payment reminders, our wide range of alerts can help you keep on top ofyour Account. You can manage the alerts yourself online, or you can let us know when you registerfor Online Services if you want to receive alerts on your mobile or by email. You can even place yourAccount alerts on hold when travelling, or change the time zone in which they arrive.
Why not share the benefits of your Preferred Rewards Gold Card by applying for Supplementary Cards 11 for your family or others close to you? They’ll earn Membership Rewards points 1 at the same great rates that you do, which will be applied to your Account. What’s more, the first supplementary Card you add to your Account comes at no extra cost 11 .
Why not share the benefits of your Preferred Rewards Gold Card by applying for Supplementary Cards 11 for your family or others close to you? They’ll earn Membership Rewards points 1 at the same great rates that you do, which will be applied to your Account. What’s more, the first supplementary Card you add to your Account comes at no extra cost 11 .
Why not share the benefits of your Preferred Rewards Gold Card by applying for Supplementary Cards 11 for your family or others close to you? They’ll earn Membership Rewards points 1 at the same great rates that you do, which will be applied to your Account. What’s more, the first supplementary Card you add to your Account comes at no extra cost 11 .
Why not share the benefits of your Preferred Rewards Gold Card by applying for Supplementary Cards 11 for your family or others close to you? They’ll earn Membership Rewards points 1 at the same great rates that you do, which will be applied to your Account. What’s more, the first supplementary Card you add to your Account comes at no extra cost 11 .qq
Contactless payments
In addition to the usual Chip and PIN, your Card contains contactless technology, making it quicker and easier to purchase items up to the value of £45*. Please check in-store for details. American Express contactless is the safe and secure way to make everyday purchases. It’s easy to use, convenient, and is welcomed at thousands of locations across the UK and abroad. Whether it’s a flat white at a favourite coffee shop or a cocktail at one of your regular hangouts, look out for the American Express contactless symbol and pay by tapping your Card on the reader. Learn more.
*Contactless payment limits subject to retailers, effective 1st April 2020. Please check in-store for more details.
Mobile Payments
As a new Cardmember, we want you to feel confident shopping online with your American Express Card. SafeKey uses the latest 3D® Secure technology to help protect you against fraud when you’re online 5 . During the checkout process when you’re shopping online with participating retailers, the SafeKey box will appear to remind you that we’re checking your spending patterns, to make sure you’re the person making the purchase on your Card. You will also have the option to use your Membership Rewards points at a range of participating retailers during the SafeKey journey. Sometimes if you’re shopping on a particular website, we might want additional verification that it’s you. If that’s the case, we will send you a six-digit code instantly by text and/or email. Simply enter this code to complete your transaction. Learn more.
Save your Card details to every Account online
Saving your new American Express Card details at your favourite online retailers is the most convenient and secure way to quickly make purchases online. Don’t miss out on being rewarded for virtually every £1 that you spend, and check out faster whenever you shop online at places like these:
Making the most of your Card
Experiences App
The Experiences App is your key to unlocking all that your Gold Card has to offer. You’ll find information on your existing Card benefits as well as a whole host of new and exclusive content updated regularly. From opportunities to win incredible prizes, to app exclusive events only for Gold Cardmembers. Download the experiences app today to make sure you’re at the front of the line.
Scan the barcode below to download the app for Android or Apple, or search ‘Amex Experiences’ in your app store.
Once you have downloaded the App, make sure you select your Gold Card.
From the moment you start using your Gold Card, you and your Supplementary Cardmember(s) earn Membership Rewards® points every time you spend 1 . Even a coffee on the go can help you earn points towards the things you love. This is our way of saying ‘thank you’ every time you spend on your Card. There are no limits to how many points you can earn and they never expire. The way we see it, you’ve earned them, so you should be able to use them however you want and get as much enjoyment out of these points as possible. Your rewards, your way. Enjoy!
Put your Preferred Rewards Gold Card at the front of your wallet and make it your default online payment Card and the points soon add up.
You can also pick up:
Who benefits?
The Main and Supplementary Cardmember(s) can earn points.
There are so many convenient and flexible ways to redeem your points 9 . They never expire so you can save up for something big, or spend them as you go.
Who benefits?
The Main Cardmember can redeem points.
To find out more click here
Airport Lounge Access
With the Gold Card, you will discover your holiday gets off to a flying start before you even take off. Relax in the comfort of over 1300 lounges at major airports around the world with complimentary airport lounge passes every year with your Priority Pass™ membership 10 .
As a Gold Cardmember, enjoy:
If you are a new Gold Cardmember, you can expect to receive your Priority Pass™ membership card in the mail within 28 working days from Card application.
Your Gold Card benefit is only available at selected lounges. To view the full list of participating airport lounges, login at prioritypass.com or view a list here.
Who benefits?
The Main Cardmember.
Your Gold Card brings you the tantalising prospect of hotel credits and upgrades at over 500 hotels around the world 11 with The Hotel Collection
Book a stay of two consecutive nights or more at a property participating in The Hotel Collection and you'll receive:
To claim your benefits, you must book online at americanexpress.co.uk/thc
Who benefits?
The Main Cardmember.
Hertz Gold Plus Rewards®
Whether it’s business or leisure, with Hertz and your Gold Card you’ll always find your way. Enrol into the Hertz Gold Plus Rewards® loyalty programme and take advantage of your special Hertz privileges 12
Pay with your Gold Card and receive:
*Enrolment in Hertz Gold Plus Rewards program is required to receive all benefits. To join simply click here.
Who benefits?
The Main and Supplementary Cardmember(s).
Avis Preferred 11
Your very own fast lane. Known the world over for its forward-thinking and innovative service, Avis now operates in over 5,000 locations across the world.
As a Gold Cardmember, Avis invites you to join the Avis Preferred programme and receive Avis Preferred Plus status, waiving the usual requirement to spend at least €1,000 across five rentals. Avis Preferred Plus elevates your car hire experience with:
Full Terms Apply – please see below and refer to Avis’s own terms here.
To redeem your benefits:
1) Enrol into Avis Preferred here with your email address and by using “Gold” as your membership passcode
2) Book directly with Avis through the exclusive Amex Gold page here or with Amex Travel
3) Ensure that your Avis Preferred number is used when booking.
American Express Travel Online
American Express Travel is our online travel agency exclusively for Cardmembers — giving you access to a range of special offers and benefits.
Book online with American Express Travel to find competitive air fares and specially negotiated deals on car rental and hotel rooms.
You'll earn 3 points for every full £1 you spend on your Gold Card at American Express Travel Online 1
You can use your Membership Rewards points to pay or part pay for your travel, without blackout dates or seat availability restrictions. Plus there’s the choice, value and confidence that come from booking at one of the world’s largest travel networks with over 150 years of global travel heritage 13 .
Who benefits?
The Main and Supplementary Cardmember(s) can earn points. The Main Cardmember can redeem points across travel.
Amex Offers saves you money on shopping, dining, travel and more 16 .
Enjoy easy access to regular discounts, statement credits and bonus Membership Rewards points. Explore this benefit in your Offers tab in your Online Account or through the Amex UK App.
Choose from our enticing array of Amex Offers just by following these three steps 16 :
Step 1: Explore all your delightful offers. Log in to your Account online or via the Amex App and select 'Offers'
Step 2: Select the offers you like and save them to your Card
Step 3: Use your saved Card in-store or online to get your offer.
Who benefits?
Main and Supplementary Cardmember(s).
Deliveroo Benefit
Just when you thought things couldn’t get any tastier. Enrol to enjoy all your favourite dishes Deliveroo’d to your door, and get £5 back. Twice every month.
With Deliveroo you get your local and high street favourites and every flavour of cuisine delivered fast and reliably. Enrolled Accounts will be eligible to receive up to £5 twice each calendar month in statement credits for transactions charged to the Card to which the offer is saved. Then simply order away through the award-winning Deliveroo app or web and pay using your Amex Gold Card. Full offer terms Apply.
Your Gold Card offers a unique programme that gives Cardmembers the chance to purchase tickets to some of the most sought-after events, often before they go on sale to the general public 13 . Whether you're a music fan, a film buff, a theatre lover, a follower of fashion, or a keen foodie, we could get you into events that sell out in seconds with American Express Experiences®
Get special access and exclusive allocations to a diary of sought-after events. Cardmembers can enjoy everything from:
The National Theatre
BFI London Film Festival
Somerset House
London Restaurant Festival, and more.
What’s more, for many Ticketmaster events, you can even use your Membership Rewards points to pay.
Sign up today to receive our regular e-newsletter so you can be among the first in the know about all of our upcoming presales and other experiences we have to offer.
Cardmembers also get access to the VIP American Express Invites Lounge at The O2 London 14 . Find out more here
Who benefits?
The Main and Supplementary Cardmember(s).
Experiences App
The Experiences App is your key to unlocking all that your Gold Card has to offer. You’ll find information on your existing Card benefits as well as a whole host of new and exclusive content updated regularly. From opportunities to win incredible prizes, to app exclusive events only for Gold Cardmembers. Download the experiences app today to make sure you’re at the front of the line.
Scan the barcode below to download the app for Android or Apple, or search ‘Amex Experiences’ in your app store.
Once you have downloaded the App, make sure you select your Gold Card.
Holidays don't always go to plan. Pay for travel on your Card and enjoy the piece of mind that comes with our Travel Protection benefit 17
Pay with your Gold Card and you'll enjoy:
The Travel Protection line is available Monday to Friday 9am-5pm on +44 (0) 870 600 0342 (select claims option). Calls cost a maximum of 1p per minute, plus your phone company's access charge.
If you applied for your card before April 2019, you are already enrolled and no action is required. There is no additional charge for these benefits. If you applied for your card from April 2019 you were asked to choose whether you wanted the insurance benefits at no additional charge. If you opted out, you can enrol at any time by making a claim with the insurance carrier.
Who benefits?
The Main and Supplementary Cardmember(s), their respective partners and dependent children under the age of 23, whether travelling together or travelling alone on business and leisure trips.
Whether you're shopping online or on the high street with your Gold Card, eligible items enjoy extra protection from the minute you buy them 17 .
Purchase Protection
Enjoy up to £2,500 coverage if an eligible item purchased on the Card account is stolen or acciderantally damaged within 90 days of purchase.
Key Exclusions and Limitations
Refund Protection
If a UK retailer won’t take back an eligible item purchased with your Gold Card, within 90 days of purchase, you're covered up to £300.
Key Exclusions and Limitations
If you applied for your card before April 2019, you are already enrolled and no action is required. There is no additional charge for these benefits. If you applied for your card from April 2019 you were asked to choose whether you wanted the insurance benefits at no additional charge. If you opted out, you can enrol at any time by making a claim with the insurance carrier.
Fraud Guarantee
If you don't recognise a purchase, we'll remove it from your Account immediately and investigate it for you.
Exclusions and limitations apply, please read full Terms and Conditions here.
Who benefits?
The Main and Supplementary Cardmember(s).
We're always here for you. Whatever your question, there is always someone to help.
Customer service
Got a question about your Card’s benefits or want to know more about managing your Account online? Whatever your question, whatever the time of day or night, we’re here 24/7 to help.
UK: 0800 917 8050
International: +44 1273 696 933
Global Assist 24/7®
Our 24/7 Global Assist service means help is always close at hand wherever you are. Should you need medical assistance, legal advice, have any passport, customs or visa issues, even if you lose your Card, we’re just a phone call away ready to help, wherever you are.
Call +44 (0) 20 3126 4113
Travel Accident and Travel Inconvenience Protection benefits
Calls cost a maximum of 1p per minute, plus your phone company's access charge. Monday - Friday 9am - 5pm.
Call +44 (0) 870 600 0342 (select claims option)
Purchase and Refund Protection benefits
Monday - Friday 8:30am - 5:30pm.
Call +44 (0) 345 841 0059
Emergency Card Replacement
If your Card is lost or stolen, please let us know as soon as possible. This way we’ll do everything we can to get a replacement to you, wherever you maybe, within 48 hours. To report a lost or stolen Card, please call 0800 917 8050 and hold until you are asked to report a lost or stolen Card.
Check your balance, current transactions or pay your bill at your convenience with the Amex App, which you can download from the App Store.
Social Updates
Connect with American Express® on Facebook and Twitter for access to all the latest news, exclusive Cardmember offers and experiences.
Visit our FAQs for quick access to the most commonly asked questions about your American Express Card. Find out more.
Share the benefits by applying for Supplementary Cards for your family or friends. You'll earn points on your Account as they spend, and they can enjoy many of the same great Card benefits and protections that you do. The first additional Supplementary Card comes at no extra cost. £45 thereafter.
Tuck into £10 back with Deliveroo every month
Enrol now to enjoy all your favourite dishes Deliveroo’d to your door, and get £5 back – twice every month!* Make your order more rewarding with this new Amex Gold benefit.*
* Terms apply. Enrolment required
Invite a friend
Invite a friend and earn 6,000 bonus Membership Rewards points if they are approved – up to 90,000 points per year. Put them towards flights, Amazon purchases or paying off your balance.
1. Membership Rewards points are earned for every full £1 spent onpurchases and charged per transaction at the following rates: one point for every full £1 spent on purchases and charged per transaction, two additional points for every full £1 spent on purchases and charged per transaction on pre-paid hotels, flights, car hire and experiences at American Express Travel (excludes cruises and The Hotel Collection), one additional point for every full £1 spent on purchases and charged per transaction directly with airlines over the phone or online via their official website or affiliated mobile apps (only transactions made directly with the airline will be included for bonus Membership Rewards points, including but not limited to flights, car hire, package holidays and insurance. Bookings made with other travel agents, comparison sites and affiliates will not be included for bonusing) and one additional point for every equivalent £1 spent on your Card in a foreign currency. You may also be eligible for a welcome bonus, something you will have been notified about at the time of your application. If eligible, you can find out more about your welcome bonus by logging in to POnline Services once you have registered, or by calling the number on the back of your Card. Supplementary Card applications are not eligible for welcome bonus offers. Membership Rewards points are not earned on interest, fees including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre-paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. More details about Membership Rewards, including full Terms and Conditions, can be found here.
2. American Express Preferred Rewards Gold Cards are equipped with contactless technology. One traditional Chip & PIN transaction must be completed on your new Card once you have activated it before you can make contactless payments. Contactless payments are possible at retailers with American Express contactless technology. Participating stores only. Please check in-store for details. For purchases of up to £100 at stores accepting American Express contactless. For more information visit americanexpress.co.uk/contactless
3. For more information and to view Terms and Conditions, please read our Safekey FAQs
4. If you are eligible to participate in the Referral Programme, you may refer as many friends or family members as you wish but there are annual limits on the rewards you can earn through referrals. You can earn up to a maximum of 90,000 bonus Membership Rewards points per calendar for those approved for a Card. Please only refer friends and family who are happy to receive information from American Express. Your friend must apply via the link you share with them to ensure you both receive your bonus. If your friend has already applied for the Preferred Rewards Gold Card without using this referral, you and your friend will not be eligible for the bonus. All introductory offers are subject to change, can be withdrawn at any time and are not available if your friend currently holds or has held any other personal American Express Cards in the past 24 months. Your Card Account’s eligibility to participate in the Referral Programme is based on your overall credit rating and other factors including your Account history with American Express.
5. 2,500 bonus Membership Rewards points will be awarded to your Account for each £5,000 of purchases you make within the 12-month period ending on the anniversary of your American Express Preferred Rewards Gold Cardmembership. This is subject to a limit of 12,500 bonus Membership Rewards points. Each bonus of 2,500 bonus Membership Rewards points will be awarded to your Account within 90 days of the charges from the corresponding purchases being posted to your Account. The following charges are not valid charges for the purpose of calculating your spend accrual towards this bonus in a given year: interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre-paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. More details about Membership Rewards, including full Terms and Conditions, can be found here.
6. In order to fulfil your membership with Priority PassTM, American Express Services Europe Limited needs to share the information you have provided with Priority PassTM. We will also share your date of birth with Priority Pass for ongoing identification and Account validation purposes. To find out more on how American Express uses your information please click here. Priority Pass will use the information solely for the purpose of providing their services, and will not share it with any third parties. You can find more details on Priority Pass’s complete privacy notice at https://prioritypass.com/en/privacy-notice.
You will be entitled to four complimentary lounges visits each year you hold a valid Preferred Rewards Gold Card. These may be used by the primary Cardmember, or by the primary Cardmember and one guest. Once you have been approved for your American Express Preferred Rewards Gold Card, please allow up to 28 working days for your Priority Pass™ card to arrive in the post. In order to access Priority Pass lounges, the Cardmember must present a valid Priority Pass membership in his or her name, along with the boarding pass for same-day travel and government-issued ID. Subsequent years’ renewal Terms and Conditions are at the discretion of Priority Pass. For complete conditions of use visit prioritypass.com. Access to the Priority Pass lounges may be subject to availability or wait times. Your Gold Card benefit is only available at selected lounges. To view the full list of participating airport lounges, login at prioritypass.com. Please read the Priority Pass conditions of use for more information. You will agree to abide by the conditions of use as contained in the lounge listing. You also agree that lounges may charge lounge usage fees at the prevailing rate, and to your American Express Preferred Rewards Gold Card, for any lounge visits that exceed the four complimentary lounge visits per membership year. The lounge usage fees charged are at the discretion of Priority Pass and any changes to the lounge access fee will be advised by them.
9. Valid for new bookings with participating providers of at least two consecutive nights made online through americanexpress.co.uk/travel or with The Hotel Collection Booking site. Payment must be made in full with an American Express Card in the Preferred Rewards Gold Cardmember’s name. This benefit is for Preferred Rewards Cardmembers only. The Gold Cardmember must travel on the itinerary booked. The Cardmember will receive the credit as a deduction from the final hotel bill when checking out of the hotel; they will receive $1 for each eligible dollar spent up to $100 USD. Eligible charges exclude charges for taxes, gratuities, fees and cost of room. Additional exclusions based on specific hotel restrictions may also apply (including without limitation purchases within the hotel that are unaffiliated and/or owned by third parties) - see hotel front desk for details. Credit must be used in conjunction with initial stay and cannot be carried over to another stay, is not redeemable for cash and expires at check-out. Credit is non-exchangeable and non-refundable and is applied in USD or equivalent in local currency based on exchange rate on day of arrival. Limit one credit per room, per stay. Room upgrade is based on availability and eligibility at check-in. Three-room limit per Cardmember per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating providers and benefits subject to change. Benefits are not awarded for stays less than 2 nights. Bookings for participating hotels at The Hotel Collection made online at americanexpress.co.uk/travel will not earn 2 additional Membership Rewards points for every £1 spent, but will be earned at the normal rate of 1 point for every £1 spent. Payment must be made with American Express Card only, Cardmembers are not able to pay with Membership Rewards points for bookings made with The Hotel Collection.
10. Hertz Gold Plus Rewards enrolment is required to access the benefits, please enrol at Hertz.com/AmexBenefits 10% off Hertz's publicly available retail car rental rates excludes Special Offers, and is offered at time of booking at participating Hertz locations worldwide. One-car-class upgrade applies to standard vehicles only, on rentals of five consecutive days or more, and is subject to availability. Fee-Waived Additional Driver, must be requested at rental location prior to collection and is subject to meeting Hertz's driving requirements. In all cases, a valid Preferred Rewards Gold Card must be registered as the form of payment in your Gold Plus Reward membership profile. Benefits are only available for new reservations and Terms Apply - visit the website for full Terms and Conditions Hertz.com/AmexBenefits Reservations can be made via americanexpress.co.uk/travel, hertz.com, Hertz.com/AmexBenefits or through Hertz worldwide telephone reservations when the member’s Preferred Rewards Gold Card benefits-enabled Gold Plus Rewards membership number is entered prior to completion of the booking.
11. Enrolment in the Avis Preferred programme is required to receive this benefit, and enrolment must be completed via the enrolment process at https://member.avisworld.com/americanexpress. All Avis Preferred Terms and Conditions apply; to view these, visit www.avis.co.uk/your-avis/avis-loyalty. American Express reserves the right to instruct Avis to cancel your membership if you cease to be a Gold Cardmember or your Card Account is not in good standing. Car upgrades are subject to availability and the benefit does not apply to the hire of vans or cars within Avis’s Luxury, Select Series and Prestige ranges. Upgrades are also not available on hires of longer than 14 days. Free additional driver must meet the same minimum requirements for main drivers as set out on the Avis website. The free weekend voucher is awarded once per loyalty year after completion of the third paid Avis rental within that loyalty year. Free weekend rentals are available for a minimum of two days, and do not include fuel, optional extra services or airport surcharges. A member’s loyalty year is the 12-month period running from the date of original sign-up to Avis Preferred, and each 12-month period thereafter.
12. Products that are booked on the American Express Travel UK website americanexpress.co.uk/travel, which are not prepaid, but are paid directly to the supplier (i.e. The Hotel Collection properties) are not eligible to earn the additional Membership Rewards points. When paying with a combination of your American Express Card and Membership Rewards points, only the value applied to the Card is eligible to earn Membership Rewards points. Membership Rewards Terms and Conditions apply when booking through American Express Travel. To view the full Terms and Conditions click here call +44 0800 917 8053 to request a copy. Please allow up to 10 weeks for Membership Rewards points to be credited to your account. To earn or exchange Membership Rewards points, Cards must be registered to the American Express Membership Rewards programme, and be active and current in their payments. Bookings are subject to the full American Express Travel Terms and Conditions. To view these please click here.
13. Tickets are limited and subject to availability. Tickets must be purchased using your American Express Card. Please note that American Express Invites refers to the name of the American Express programme rather than a description of ticket type. For full Terms and Conditions, visit americanexpress.co.uk/invites.
14. Offer Terms and Conditions apply. Please see individual offers for details.
15. Please read the Insurance Documentation for full details of the Protection benefits currently available and to understand the limits and exclusions that may apply.
16. Subject to application and approval. Supplementary Cards are issued under and subject to the Terms and Conditions of your existing Cardmember Agreement, and as the main Cardmember, you will be responsible for paying all charges on any Supplementary Cards which are added to your Account. Supplementary Cardmembers must be aged 18 or over. As part of the fee, main account holders receive 1 Supplementary Card for free. Thereafter, £45 if you are on an annual fee or £4 per month if a monthly fee is applied to your Card.
17. If you do not pay your balance in full you may incur interest on your outstanding balance. You will still be required to pay your minimum due payments. If you only make minimum payments, it will take you longer and may cost you more to clear the outstanding balance.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
Copyright© 2022. American Express Company. All Rights Reserved.
